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Social Insurance

GOSI Social Insurance Guide

Everything you need to know about contribution rates and calculation for Saudi and non-Saudi employees

GOSI Calculator

Quick Answer

Saudi Employee

21.5%

9.75% employee + 11.75% employer

Non-Saudi Employee

2%

Employer only (occupational hazards)

Contribution Rate Breakdown

Insurance TypeEmployee ShareEmployer ShareTotal
Pension9%9%18%
SANED (Unemployment)0.75%0.75%1.5%
Occupational Hazards0%2%2%
Total (Saudi)9.75%11.75%21.5%
Total (Non-Saudi)0%2%2%

Calculation Example

Saudi employee with SAR 15,000 salary

Basic + HousingSAR 15,000
Employee Share (9.75%)- SAR 1,462.50
Employer Share (11.75%)SAR 1,762.50
Total ContributionSAR 3,225
Employee Net SalarySAR 13,537.50

Important Notes

Maximum Salary Cap

Maximum salary subject to GOSI is SAR 45,000. Any higher salary is not subject to additional contributions.

Registration Deadline

Employees must be registered within 15 days of start date. Delay may result in fines up to SAR 10,000.

Calculate GOSI Automatically with AqlHR

AqlHR calculates GOSI contributions automatically and submits them on time